| Name: | Wilmington NC Real Estate & Relocation~ Ginger & Roger Sala |
|---|---|
| Company: | Wilkinson & Associates, Wilmington NC |
| Email: | Contact Wilmington NC Real Estate & Relocation~ Ginger & Roger Sala (Wilkinson & Associates, Wilmington NC) |
| Website URL: | http://CoastHomeNorthCarolina.com |
| Office Phone: | 9104317075 |
| Alt. Phone: | 9104312564 |
| Fax Number: | 8003951745 |
| Address: | 4833 Carolina Beach Rd, Wilmington, NC, 28412 |
| Description: | Wilmington NC Real Estate Relocation Specialists serving Wilmington, Hampstead, Wrightsville Beach, Kure Beach, Carolina Beach, Leland, & Surf City, "Coast Home to North Carolina with Us!" |
Wilmington NC Realtors~Ginger & Roger Sala~How We Work For You
When you team with us as you Real Estate advisors, you can count on us to treat your transaction as if it were our own. We are not interested in "selling" you, but in facilitating transactions that are rewarding to you! Our mission is to offer you our in-depth knowledge of the local markets and current trends, open communication, honest feedback, diligent work ethic, genuine caring, and joy in the journey!
BUYERS: When we work together you can depend on us to provide the same V.I.P. treatment whether you are investing a million, or purchasing a starter home, we will work diligently to find the right home for you.
SELLERS: When you list with us you reap the benefits of The Sala Team’s Complimentary Professional Home Staging® Service! Ginger is one of only a handful of Accredited Staging Professional™ Realtors in all of Southeastern NC! As seen on HGTV, the practice of Staging Homes for sale is a hot commodity in California, and helps sell homes more quickly for a higher price. And now we are offering it with every listing as a value-added service!
INVESTORS: We are on top of the market trends and We can help find you the properties that best fit your personal investment goals!
RELOCATING to our awesome Cape Fear Region? We know about that first hand since we relocated to this amazing place from the cold and snowy Northeast. We feel so blessed to call Wilmington our home, and we would truly welcome the opportunity to share with you all that we know and love about our "Little Corner of Paradise!"
WILMINGTON NC REAL ESTATE & RELOCATION: AREAS SERVED
Wilmington, Hampstead, Wrightsville Beach, Carolina Beach, Kure Beach, Figure Eight Island, Surf City, Ogden, Porter's Neck, Leland, New Hanover County, Pender County, Brunswick County
Wilmington North Carolina Realtors~Our Message
It is truly a blessing to live here in Coastal North Carolina! We thank God every morning for the joy of living here. We love the Cape Fear Coast and all the wonderful people who make it their home. When people ask "Where would you live if you could live anywhere in the world"?, we have only one response... our "hometown" Wilmington, NC! If you are thinking of moving here, come on down, you will love it as much as we do! And if you are living here now, then you know what we are talking about!
Thanks for visiting with us today, we look forward to talking with you! 
Wilmington Area Resources
- Wilmington NC MLS
- New Hanover County Schools
- Wilmington Golf Courses
- Wrightsville Beach
- Wilmington NC Real Estate
Wilmington NC Real Estate Blogs by Ginger Sala
The $8000 Tax Credit for New Home Buyers just got better!
The U.S. Housing and Urban Development today announced that the Federal Housing Administration (FHA) will now allow home buyers to apply the $8,000 first-time * home buyer tax credit toward the purchase price/closing costs of a FHA-insured home. Housing Secretary Donovan was very hopeful that this new rule action will help to stabilize housing markets by across the country by an increase if future home sales.
New Tax Credit Rules Can Help More Buyers
Originally the American Recovery and Reinvestment Act of 2009 offered First Time Home Buyers a tax credit/refund of up to $8,000. The "old" guidelines allowed this credit to be received as a refund only after the Home Buyers filed tax returns with the IRS. The FHA's new rules allowing state Housing Finance Agencies and certain non-profits to "monetize" up to $8000 of the tax credit (which depends on the amount of the mortgage) so that borrowers can apply the funds toward their down payments.
Lower Monthly Payments Possible... Sound good?
First Time Home buyers * using FHA-approved lenders can apply the tax credit to their down payment in excess of 3.5 percent of appraised value or their closing costs, which can help achieve a lower interest rate.
Down Payment Requirements & Guidelines
Remember, Borrowers applying for an FHA-insured mortgage are still required to make a minimum 3.5 percent down payment on the purchase of their home. Current law does not permit approved lenders to monetize the tax credit to meet the required 3.5 percent minimum down payment, but, under the terms of today's announcement, lenders can now use the tax credit immediately as additional down payment, or for other closing costs, which can in effect create a lower interest rate & monthly payment. In addition to the borrower's own cash investment, FHA allows parents, employers and other governmental entities to contribute towards the down payment.
Projected Home Sales Expected to Climb with New Tax Credit
According to estimates by the National Association of Home Builders, the home buyer tax credit will stimulate 160,000 home sales, 101,000 of which will be first-time buyers who will receive the credit. Another 59,000 existing sellers will be able to buy another home because a first-time buyer purchased their home.
Buyer Beware! Scammers are on the Prowl!
Potential buyers should beware that their are all kinds of mortgage scammers out there, ready to pounce on the unsuspecting. It is crucial to consult with seasoned, respected financial services provider. The local Wilmington NC Area mortgage professionals that we recommend have the outstanding reputation, expertise, integrity & diligence, that every buyer deserves, and they are also FHA approved lenders.
Wilmington NC Homes for Sale
Are you ready to go shopping for your Wilmington NC area home with some Governments money? There are some terrific buys out there! Sellers are eager, prices are down, interests rates, according to the experts will not be going lower, and free money will only be available for a few more months!
Want to get moving??? Call us for more details & to see if you would like to team with us to help you achieve your goals! We'd love to show you what your money can buy. You just might be very surprised!
*Remember definition of first time home buyer is anyone who hasn't owned a home in the past 3 years!
©Ginger Sala, Keller Williams Realty, Wilmington NC Real Estate & Relocation Specialist: serving the Coastal North Carolina areas of Wilmington, Wrightsville Beach, Hampstead, Carolina Beach, Kure Beach, Topsail Island, Surf City & Leland. "Relocating from the cold Northeast to the sunny coast of Wilmington NC has been a dream come true for our family! We love Wilmington's beautiful beaches, outdoor lifestyle, vibrant cultural scene, friendly atmosphere, & down home, yet sophisticated environment. Wilmington NC Living truly has something for everyone!" Visit our website CoastHomeNorthCarolina.com for Wilmington NC Area Information, Wilmington NC Schools, Wilmington NC MLS listings! Click here to contact Ginger
Content © 2009 'Frequent Contributors'. Design © 2009 ActiveRain Corp.
Logos and service marks owned by copyright holder.